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David Mills, Assistant Director of the Reserve Bank Operations and Payment Systems Division of the U.S. Federal Reserve, addressed the role of central banks in modernizing payments systems and described the objective of the U.S. Federal Reserve Board as providing safe and efficient payment systems. Mills expressed cautious optimism that cryptocurrencies offered as an alternative to the current system of payments, but concern about the risks that non-bank actors would bring into the financial system.. He pointed to Ripple, a Dollar-to-Euro encrypted foreign exchange network, as a positive example but argued that more research is needed before considering government integration
St. Louis Fed Vice President David Andolfatto gave a bullish presentation of the cryptocurrency landscape
Faster Payments Task Force Participant American Express Karen Czack, Juromir Divilek, Paul Fabara
David C. Mills Federal Reserve Current Research Topics Digital Currencies and Distributed Ledgers
Central Clearing
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